KP Government Introduces Life Insurance in Health Card Scheme 2025

The Khyber Pakhtunkhwa (KP) government, under the leadership of Chief Minister Ali Amin Gandapur, has taken a groundbreaking step by incorporating a life insurance scheme into its renowned Health Card program. This initiative aims to provide financial support to families who lose their primary breadwinner during treatment under the health card.

خیبر پختونخوا حکومت نے وزیر اعلیٰ علی امین گنڈا پور کی قیادت میں ایک انقلابی قدم اٹھاتے ہوئے اپنے مشہور ہیلتھ کارڈ پروگرام میں لائف انشورنس اسکیم شامل کر دی ہے۔ اس اقدام کا مقصد ان خاندانوں کو مالی مدد فراہم کرنا ہے جو ہیلتھ کارڈ کے تحت علاج کے دوران اپنے کفیل کو کھو دیتے ہیں۔

What is the Life Insurance Scheme?

The life insurance scheme is an extension of the Health Card initiative, ensuring additional financial assistance for families facing the loss of a loved one. Here’s how it works:

  • Coverage: If the head of a family undergoing treatment under the Health Card passes away, the dependents will receive monetary compensation.
  • Support Amount: The family will be provided with a sum of ₹1 lakh to mitigate financial difficulties caused by the loss.

Key Highlights of the Initiative

  1. Memorandum Signed: To implement this initiative, the government has signed a formal memorandum, ensuring that all steps are taken systematically.
  2. First-of-its-Kind: KP has become the first province in Pakistan to incorporate life insurance into a healthcare program at this scale.
  3. Comprehensive Support: The Health Card program now offers not only free medical treatments but also a safety net for families in the event of a tragic loss.

Why This Initiative Matters

  • Financial Security: The loss of the head of a family often results in economic instability. This initiative ensures that families have immediate financial support.
  • Social Impact: It reflects the government’s commitment to enhancing the welfare of its citizens by addressing healthcare and financial challenges simultaneously.
  • Inclusivity: By integrating life insurance into the Health Card, the program becomes more comprehensive and beneficial to vulnerable populations.

How to Avail the Benefits

Families enrolled in the Health Card scheme will automatically be eligible for life insurance benefits. In case of the death of the family head, the dependents can claim the amount through a streamlined process.

The Vision of KP Government

Chief Minister Ali Amin Gandapur has emphasized the importance of safeguarding the welfare of citizens. This step marks a significant achievement for KP, setting a benchmark for other provinces to follow. The government aims to create a resilient support system where health and financial security go hand in hand.

Conclusion

The inclusion of life insurance in the Health Card scheme is a bold and commendable step by the KP government. It not only strengthens the healthcare infrastructure but also ensures the economic well-being of families. This innovative approach reflects the province’s dedication to building a secure and supportive society.

For more information, citizens can contact the official helpline or visit their local Health Card center.

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