Akhuwat Foundation is one of Pakistan’s most prominent non-profit organizations, dedicated to eradicating poverty and empowering the underprivileged through interest-free loans. Established with the mission to create an equitable society, Akhuwat continues to offer a wide range of loan categories to cater to various needs in 2025. Here’s a complete guide on how you can benefit from their programs and apply for a loan online.
اخوت فاؤنڈیشن پاکستان کی سب سے نمایاں غیر منافع بخش تنظیموں میں سے ایک ہے، جو بغیر سود کے قرضوں کے ذریعے غربت کے خاتمے اور مستحق افراد کو بااختیار بنانے کے لیے وقف ہے۔ ایک منصفانہ معاشرے کے قیام کے مشن کے ساتھ قائم کی گئی، اخوت 2025 میں مختلف ضروریات کو پورا کرنے کے لیے قرضوں کی وسیع اقسام پیش کرتی ہے۔ یہاں ہم آپ کو ان کے پروگرامز سے فائدہ اٹھانے اور آن لائن قرض کے لیے درخواست دینے کے طریقہ کار کی مکمل رہنمائی فراہم کریں گے۔
Loan Categories Offered by Akhuwat Foundation
Akhuwat Foundation offers eight categories of interest-free loans to address diverse needs. Here’s a breakdown of each:
1. Agriculture Loan
Designed for farmers and individuals involved in agriculture, this loan helps purchase land or machinery to improve productivity.
- Loan Amount: PKR 100,000 to PKR 500,000
- Loan Tenure: 4 to 8 months
- Eligibility: Applicants must have valid agricultural plans.
2. Liberation Loan
This loan is for individuals trapped in high-interest loans or facing pressure from lenders. Akhuwat steps in to free them from these financial burdens.
- Loan Amount: PKR 10,000 to PKR 100,000
- Loan Tenure: 10 to 36 months
- Eligibility: Proof of existing loan obligations is required.
3. Housing Loan
Akhuwat supports individuals who want to renovate their homes, build additional rooms, or repair structural damages.
- Loan Amount: Up to PKR 1,000,000
- Loan Tenure: Up to 36 months
- Eligibility: Preference is given to households with 8+ members living in houses smaller than 5 marlas.
4. Education Loan
To ensure a brighter future for deserving students, Akhuwat provides loans for academic expenses.
- Loan Amount: PKR 10,000 to PKR 100,000
- Loan Tenure: 10 to 24 months
- Eligibility: Students with at least a matriculation qualification and strong academic records can apply.
5. Health Loan
A lifeline for those dealing with serious illnesses, this loan covers urgent medical expenses.
- Loan Amount: PKR 10,000 to PKR 100,000
- Loan Tenure: 10 to 24 months
- Eligibility: Medical proof of illness and a clear repayment plan are required.
6. Marriage Loan
For families facing financial difficulties in arranging their daughters’ weddings, Akhuwat offers this compassionate loan.
- Loan Amount: PKR 10,000 to PKR 100,000
- Loan Tenure: 10 to 24 months
- Eligibility: Valid documentation of the wedding event is needed.
7. Emergency Loan
This loan addresses unforeseen emergencies such as business losses, accidents, or natural disasters.
- Loan Amount: PKR 10,000 to PKR 100,000
- Loan Tenure: 10 to 24 months
- Eligibility: Proof of emergency is required.
8. Business Loan
This category supports entrepreneurs aiming to start or expand their businesses.
- Loan Amount: PKR 100,000 to PKR 500,000
- Loan Tenure: Up to 24 months
- Eligibility: Applicants must submit a feasible business plan.
Eligibility Criteria For Akhuwat Foundation Loan
To qualify for an Akhuwat Foundation loan, you must meet the following criteria:
- Age Limit: 18 to 62 years
- National Identity Card (NIC): A valid CNIC is mandatory.
- Residency: Must be a resident of Pakistan.
- Guarantors: Two guarantors are required, and their CNIC copies must be submitted.
- Additional Documents:
- Applicant’s latest photograph
- Post-dated cheque (once the loan is approved)
- Family members’ CNIC copies in some cases
How to Apply for Akhuwat Foundation Loan Online
Follow these simple steps to apply for an Akhuwat Foundation loan:
- Visit the Nearest Akhuwat Branch: Locate a branch through their official website or helpline.
- Complete the Application Form: Fill out the loan application form and attach all required documents.
- Submit Documents: Provide copies of CNICs, photographs, and any additional documents.
- Verification Process: After submission, your application will go through a verification process.
- Approval: If approved, you’ll need to submit a post-dated cheque to secure the loan amount.
Key Features of Akhuwat Foundation Loans
- Interest-Free Loans: No hidden charges or interest.
- Wide Coverage: Akhuwat has branches across Pakistan.
- Supportive Approach: Loans are tailored to meet diverse financial needs.
Contact Information
For further details, you can reach Akhuwat Foundation through:
- Helpline: +042 111 448 464
- Email: complaints@akhuwat.org.pk
- Website: akhuwat.org.pk
Conclusion
Akhuwat Foundation is transforming lives by offering interest-free loans to those in need. Whether you’re a farmer, a student, or someone facing a financial emergency, Akhuwat’s various loan programs can help you achieve stability and progress. Take the first step today and apply for an Akhuwat loan to secure a brighter future for yourself and your loved ones.
اخوت فاؤنڈیشن ضرورت مندوں کو بغیر سود کے قرضے فراہم کرکے زندگیوں میں تبدیلی لا رہی ہے۔ چاہے آپ ایک کسان ہوں، طالب علم ہوں، یا مالی مشکلات کا سامنا کر رہے ہوں، اخوت کے مختلف قرضہ پروگرام آپ کو استحکام اور ترقی حاصل کرنے میں مدد دے سکتے ہیں۔ آج ہی پہلا قدم اٹھائیں اور اپنے اور اپنے پیاروں کے لیے ایک روشن مستقبل کی ضمانت کے لیے اخوت قرض کے لیے درخواست دیں۔
